First Generation American asks:
What are you doing for end of life care planning if anything? Have you calculated how much you need or considered LTC insurance?
... not that much.
We have done our wills. We have life insurance until DC1 turns 25 (DC2 will be 20 and only have a little college left at that point), although even without it the kids would likely be ok at this point (we should probably change who DC2 lives with upon our deaths once my sister gets married, I dunno). We've signed the medical things you can sign in a lawyer's office (though I punted and put that decision on DH). I buy the optional disability insurance through work. DH doesn't have any so he hasn't.
We have not calculated LTC insurance. We have not started siphoning money to our kids in order to let Medicaid take care of us.
Grumpy Nation, have you taken steps for end of life care planning or end of life planning more generally?
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